Month: January 2019

What is Private Loan?

When you use Private loan, it means that you can drive in a new car for a certain period of time, without having purchased it yourself, for a fixed monthly amount. You can see Private loan as a form of renting. You have the car at your disposal but are not responsible for maintenance and…

40 years to pay off mortgage loan

The Dutch insurance company has launched a pilot project for a starter mortgage, which can be repaid in 40 years in an annuity. The expectation is that every starter will be entitled to the WelThuis Starter Mortgage from the end of May. Is this then the solution to the problems that young people face in…

Do it yourself mortgage loan

Online you can take out your own mortgage in more and more places as a private individual. Is your financial situation very well-organized or are you financially well-versed? Then you can consider taking out a mortgage yourself online. But is this wise? You would almost think that taking out a mortgage is a piece of…

End of low mortgage loan interest rates close?

After four years of declining interest rate, mortgage loan interest rates will stabilize. Is this the lowest point and can we expect an increase in mortgage loan interest? Since 2012, the average mortgage loan interest rate has dropped by almost 2%. This is evident from new figures from De Nederlandsche Bank (DNB). We paid 4.4%…

Mortgage loan payments are good for Dutch people

Nowhere in Europe do house owners have so few problems with paying their mortgage as in the Netherlands. Only 4% of Dutch homeowners say they have trouble with the monthly expenses. In the rest of Europe, these percentages are much higher, according to research by ING Economic Bureau. Income Relatively strict income standards apply in the…