What is Private Loan?

When you use Private loan, it means that you can drive in a new car for a certain period of time, without having purchased it yourself, for a fixed monthly amount. You can see Private loan as a form of renting. You have the car at your disposal but are not responsible for maintenance and […]

Continue Reading....

40 years to pay off mortgage loan

The Dutch insurance company has launched a pilot project for a starter mortgage, which can be repaid in 40 years in an annuity. The expectation is that every starter will be entitled to the WelThuis Starter Mortgage from the end of May. Is this then the solution to the problems that young people face in […]

Continue Reading....

Number of loans taken out continues to rise

Consumers spend more money, also money that they do not have. The number of loans taken out has continued to rise in recent years. The most for the transfer of overpriced loans and for cars and renovations. According to market researchers from GFK, the number of loans increased by a quarter in 2017 compared to […]

Continue Reading....

Do it yourself mortgage loan

Online you can take out your own mortgage in more and more places as a private individual. Is your financial situation very well-organized or are you financially well-versed? Then you can consider taking out a mortgage yourself online. But is this wise? You would almost think that taking out a mortgage is a piece of […]

Continue Reading....

Three things to look for when getting a loan

zeta If you are planning to make a big purchase like a car or when you need money for a renovation, borrowing money can be a godsend. You have different types of credit that you can take out for this and it is therefore useful to compare which suits your situation best. Why do you […]

Continue Reading....

A mortgage loan through crowdfunding, it becomes possible!

Crowdfunding was already extremely popular as a means of financing for starting entrepreneurs, but from this fall on, private individuals can also use this drug. The AFM has given mortgage lender Jungo the licenses to start providing mortgages with crowdfunding. So from now on you can gather all your friends and family to get 20% […]

Continue Reading....

A mortgage loan and private lease, is this possible?

Private leasing is on the rise and many people now discover the convenience of this. Bank also receives more and more questions about the influence of a private lease contract on the possibilities for a mortgage. Consumers think that due to the listing of the private lease in the BKR, it is no longer possible […]

Continue Reading....

End of low mortgage loan interest rates close?

After four years of declining interest rate, mortgage loan interest rates will stabilize. Is this the lowest point and can we expect an increase in mortgage loan interest? Since 2012, the average mortgage loan interest rate has dropped by almost 2%. This is evident from new figures from De Nederlandsche Bank (DNB). We paid 4.4% […]

Continue Reading....

Mortgage loan payments are good for Dutch people

Nowhere in Europe do house owners have so few problems with paying their mortgage as in the Netherlands. Only 4% of Dutch homeowners say they have trouble with the monthly expenses. In the rest of Europe, these percentages are much higher, according to research by ING Economic Bureau. Income Relatively strict income standards apply in the […]

Continue Reading....

Mortgage loan with NHG guarantee (almost) never interest rate

  Are you planning to buy a house? Then you can insure yourself with the National Mortgage Guarantee (NHG) against a residual debt. In that case, lenders hardly ever charge interest. If mortgage lenders take out a mortgage, they run the risk that the customer does not pay back their loan. If the total loan […]

Continue Reading....